When setting up in business, there are a number of potentially unforeseen costs that can crop up. These will obviously vary depending on the nature of the business involved and the work that will be undertaken.

However, if you are setting up a photography business you will almost certainly need some sort of business insurance.

Photographer Insurance


Business insurance comes in many different forms; again, the most suitable type for you will depend on your individual business model. However, when running a photography business there are a number of elements that should be considered from the outset.

In the first instance, basic photographer’s insurance is a must. You will need to at least insure your equipment; if this is lost, stolen or damaged, not only will you lose the value of the equipment itself, but your business will no longer be able to function. As such, equipment insurance is something that you must be prepared to pay for.
There are a number of companies offering specialist photographer insurance; reputable commercial insurers will either provide standard packages that will be suitable, or they will be able to tailor insurance to suit you.

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